🟢 SIP Kya Hai? SIP Mein Invest Kaise Kare Step by Step (2025 Guide in Hindi)

Aaj kal paisa kamana jitna zaruri hai, utna hi zaruri hai usse sahi jagah invest karna.

Main Ashish, MoreFinancial.in ka founder, khud bhi ek regular SIP investor hoon — aur mujhe pata hai ki shuruaat karna thoda confusing lagta hai.

To iss post mein mai apna experience share kar raha hoon — ki SIP kya hota hai, kaise kaam karta hai, aur aap kaise shuru kar sakte ho.

✅ SIP Kya Hota Hai?

SIP ka full form hai Systematic Investment Plan.

Yeh ek smart tarika hai jisme aap har mahine ek fixed amount mutual fund me invest karte ho — jaise ₹500, ₹1000 ya jitna aapke budget me aaye.

👉 Main khud ₹1000/month se SIP ki shuruaat ki thi — bina zyada risk ke investing ki habit ban gayi.

👉 Isse market ke ups and downs ka average return milta hai, aur long-term mein compounding ka magic dikhai deta hai.

1. Regular Investment: Har mahine ek fix amount auto-debit hota hai bank se.

2. Units Purchase: Har baar paise ke badle mutual fund ke units milte hain.

3. Wealth Build: Time ke sath paisa grow hota hai — interest pe bhi interest milta hai.

✅ Mujhe investment ki aadat lag gayi

✅ Market timing ki tension nahi hoti

✅ Chhoti amount se shuruaat ki thi

✅ 3 saal me decent returns mile

✅ Mujhe ELSS fund se tax saving bhi mili

Step 1: KYC complete karo (Aadhar, PAN, bank details)

Step 2: Kisi trusted app ya site par account banao — Groww, Zerodha Coin, Paytm Money, etc.

Step 3: Fund choose karo (Large Cap, ELSS, Flexi Cap, etc.)

Step 4: SIP amount decide karo (₹500 se bhi ho jata hai)

Step 5: Auto-debit setup karo — fir paisa har mahine auto lagta rahega

📌 Tip: Main pehle Groww app use karta tha, ab Coin by Zerodha par shift kar gaya hoon — easy aur clean UI ke liye.

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Fund Name Type 5-Year Returns

Axis Bluechip Fund Large Cap ~12%

Mirae Asset Emerging Bluechip Mid Cap ~16%

Parag Parikh Flexi Cap Fund Flexi Cap ~18%

Quant ELSS Tax Saver ELSS ~20%

(Note: Investing se pehle khud bhi research karna zaruri hai.)

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Main sirf ek blogger nahi hoon — main khud bhi ek learner hoon.

SIP ke through maine investment ki aadat banayi hai, aur ab ye meri financial planning ka strong part ban chuka hai.

Agar aap bhi paisa bachane aur badhane ka simple tarika dhund rahe ho, to SIP is the best start point.

> “Badi kamai, chhoti aur consistent shuruaat se hoti hai.”

Aaj hi ₹500 se shuru karo — future ka foundation abhi banao!

Kya aap bhi SIP me invest kar rahe ho ya plan kar rahe ho?

Mujhe niche comment karke zaroor batayein — aur agar post pasand aayi ho, to apne doston ke saath share karna na bhoolen 💚